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Business lending · All industries

Capital that moves at the speed of your business

Creative Funding gets small businesses the working capital they need — from $5,000 to $5,000,000 — with simple applications, honest terms, and funding in as little as 24 hours.

Get funded Explore funding options
No obligation to accept Soft credit pull to apply All industries welcome

Start your application

Takes about 2 minutes. No impact on your credit score.

We'll reply the same business day · info@creativefundgroup.com
$5MMax funding amount
24 hrsFastest time to fund
2 minApplication time
AllIndustries served
Funding options

The right capital for the job

Every business is different. We match you with the funding structure that fits how your business actually earns and spends.

Term Loans

A lump sum with fixed, predictable payments. Ideal for expansion, renovations, or big one-time purchases.

Up to $5MTerms to 10 yrs

Line of Credit

Draw funds when you need them, pay interest only on what you use. Your on-demand safety net.

Up to $500KRevolving access

SBA Loans

Government-backed loans with the lowest rates and longest terms available to small businesses.

Up to $5MTerms to 25 yrs

Equipment Financing

Fund trucks, machinery, ovens, medical devices — the equipment itself serves as collateral.

Up to 100% financedFast approval

Revenue-Based Funding

Repay as a share of your sales — payments flex with your revenue. Built for seasonal businesses.

Up to $1MFunds in 24 hrs

Invoice Factoring

Turn unpaid invoices into cash today instead of waiting 30–90 days for customers to pay.

Up to 95% advanceSame-day cash
How it works

From application to funded — fast

No stacks of paperwork. No weeks of waiting. Just a clear process built around your time.

1

Apply in minutes

Tell us about your business and how much you need. A soft credit pull only — your score is never affected by applying.

~2 minutes
2

Get your offers

A dedicated funding advisor reviews your business and presents your options with clear, plain-English terms. You choose what works.

Same business day
3

Get funded

Accept your offer and the funds are wired directly to your business bank account — often within one business day.

As fast as 24 hours
Industries

Whatever you build, we back it

We fund businesses in every industry — including the ones other lenders turn away.

Construction & Contractors Restaurants & Catering Retail & E-commerce Trucking & Logistics Medical & Dental Manufacturing Auto Repair & Dealers Salons & Wellness Professional Services Wholesale & Distribution Real Estate Services Hospitality + Every other industry
Why Creative Funding

Lending, done like a partner

Speed you can plan around

Decisions in hours, not weeks. When an opportunity or emergency hits, your capital keeps pace.

Honest, transparent terms

Every cost stated up front in plain English. No hidden fees, no surprises at signing.

A real person, every time

Your dedicated advisor knows your business and your file. No call centers, no starting over.

Approvals others can't do

We look at the health of your business — not just a credit score. Newer businesses and past challenges welcome.

FAQ

Good questions, straight answers

What do I need to qualify?
Most programs look for at least 6 months in business and $10,000+ in monthly revenue. Requirements vary by product — apply and we'll show you exactly what you qualify for.
Will applying affect my credit score?
No. We use a soft credit pull for your application, which has zero impact on your score. A hard pull only happens if you accept an offer that requires one, and we'll tell you first.
How fast can I actually get the money?
Many clients receive funds within 24 hours of approval. Larger or SBA-backed loans take longer, and your advisor will give you a realistic timeline up front.
What documents do you need?
For most funding: your last 3–4 months of business bank statements and a one-page application. Larger amounts may require tax returns or financial statements.
My credit isn't perfect. Can I still get funded?
Very often, yes. We weigh your revenue, cash flow, and time in business — not just your score. Several of our programs are built specifically for owners rebuilding credit.
Are there fees to apply?
Never. Applying is free, offers come with no obligation, and every cost is disclosed before you sign anything.

Your next move is funded

Apply in two minutes and hear back today. Or reach out directly — a funding advisor is ready to talk through your options.

Apply now info@creativefundgroup.com creativefundgroup.com